Zakat Calculator

Enter the value of your zakatable assets at the moment your zakat year completes. The calculator shows your total wealth, the nisab threshold, and the zakat owed if you're above nisab.

Informational, not a fatwa

This calculator follows the standard Sunni mainstream calculation (gold/silver nisab, 2.5% rate). Scholarly differences exist on edges — retirement accounts, business asset valuation, mortgage deduction, real-estate classification. For your specific situation, especially complex assets, consult a qualified scholar.

Cash & bank

Total cash

USD

Cash on hand + checking + savings + fixed deposits + money you're owed and expect to receive.

Gold

Total grams of gold

Jewelry, bullion, coins. Hanafi includes ALL gold; some scholars exclude jewelry in everyday use.

Silver

Total grams of silver

Bullion, coins, jewelry — same scholarly variation as gold.

Investments

Total value

USD

Stocks, mutual funds, retirement accounts (401k/IRA). Hanafi often excludes locked retirement accounts; Maliki/Shafi'i/Hanbali include them. Use fair market value.

Business assets

Inventory + receivables − business liabilities

USD

Resale inventory at cost, money owed by customers, business cash. Subtract business-specific debts.

Real estate (resale only)

Resale value

USD

Property held with the intention to RESELL. Primary residence and rental-income properties are exempt by majority opinion.

Cryptocurrency

Fair market value

USD

Modern scholars largely treat cryptocurrency as cash. Use the value on your zakat-year-end date.

Liabilities

Total short-term debts

USD

Debts due within the year: credit card balances, current loan principal, due bills. Long-term debt (full mortgage outstanding) is generally NOT deductible.

Nisab basis

Silver (612.36g) — lower threshold, catches more obligation. Most modern preference.Gold (87.48g) — argued by some scholars as more appropriate today since gold tracks purchasing power better.

Both are valid; pick whichever your scholar follows. Default is silver.

Found you owe zakat?

Browse our directory of zakat-receiving organizations to find one that matches your intent (zakat, sadaqah, waqf) and the regions you want to support.

Find an organization →

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